Terms of Service

AboveBoard is a product of Sprezza LLC, an Illinois limited liability company (“we”, “us”). It is a software service that helps finance professionals produce reporting, forecasting, and monitoring deliverables from their clients’ accounting data. These terms govern your access to and use of the service. By creating an account or using the service, you agree to them.

Access is currently by invitation only. You must provide accurate account information and keep your credentials secure; you are responsible for activity under your account. The service is in early access: features may change, be added, or be removed, and we may modify or discontinue parts of the service as it develops. We will communicate material changes to active users by email.

You retain all rights to the data you submit to the service, including the accounting data of the client companies you connect (“Customer Data”). We process Customer Data only to provide and support the service, as described in the Privacy Policy, and do not sell it.

Connecting a client’s QuickBooks company requires that you have the authority to do so, as their engaged finance professional or otherwise. You represent that you have that authority for every company you connect, and that your use of the service with your clients’ data complies with your agreements with them and with applicable law.

The service uses an AI model to draft report commentary from figures computed by the service. Drafts are starting points that require your review: they are labeled as drafts, are editable, and must be approved by you before a report package can be finalized. AI-generated text may contain errors. The service does not provide accounting, tax, investment, or legal advice; you remain the professional responsible for the deliverables you produce with it.

You agree not to:

• access or attempt to access another customer’s data;
• connect accounting data you do not have authority over;
• probe, scan, or test the vulnerability of the service except through the responsible disclosure channel on the security page;
• interfere with the service’s operation, circumvent rate limits or usage restrictions, or resell access;
• use the service to violate law or third-party rights.

Paid plans are billed by direct invoice at the prices published on the pricing page, on the billing cycle you agree to. No charge applies to your account without your explicit agreement to a paid plan. Self-serve checkout is being built, and these terms will be updated with its payment mechanics when it launches.

Design partner access is free for 6 months, beginning the day the partner connects their first client. After the free term, the published pricing applies. A design partner’s price never increases after that: the price they start paying is the price they keep.

Your first payment carries a 30-day money-back guarantee: tell us within 30 days of that payment that you want out, and we refund it in full, no questions asked.

Monthly plans: you can cancel at any time. Your access continues through the end of the period you have paid for, and we do not refund partial months.

Annual plans: you can cancel at any time, and we refund the unused whole months remaining in your term. Annual plans renew automatically; we email you at least 30 days before each renewal, and you can cancel any time before the renewal charge.

To cancel, email hello@aboveboardhq.com. Self-serve cancellation will ship with checkout.

Each party may receive information from the other that a reasonable person would treat as confidential. Each party will protect the other’s confidential information with at least reasonable care, use it only for purposes of this agreement, and disclose it only to personnel and subprocessors bound by obligations at least as protective as these. Customer Data is your confidential information.

Confidential information does not include information that is or becomes public through no fault of the receiving party, that the receiving party developed independently, or that it rightfully received from a third party without a duty of confidence. If a party is legally compelled to disclose confidential information, it may do so to the extent required, and will give the other party notice first where legally permitted.

The service depends on third-party providers, including Intuit (QuickBooks Online), our hosting and database providers, and an AI provider; they are listed with what they process on the security page. Your connection of a QuickBooks company is also subject to Intuit’s terms. We are not responsible for outages or changes in third-party services, though we will do our reasonable best to work around them.

If you send us suggestions, feature requests, or other feedback, you grant us a perpetual, irrevocable, royalty-free license to use it, without obligation or attribution. This covers the feedback itself. It gives us no rights in your confidential information or Customer Data.

We will not use your name, your logo, or any information identifying you or your clients in marketing without your prior written consent. Consent is opt-in: unless you have said yes in writing, the answer is no. You may withdraw consent on reasonable notice, and we will stop new uses promptly.

You may stop using the service and cancel at any time, as described in the fees section.

If you materially breach these terms and the breach is curable, we will give you written notice and 10 days to cure before we suspend or terminate your access. We may suspend access immediately, without a cure period, for a security threat, for a violation of the acceptable use section, for an invoice more than 15 days past due, or where the law requires it.

If we discontinue the service or terminate your account for convenience, we will refund prepaid fees for the unused portion of your term on a pro rata basis.

After termination, your Customer Data remains available for export for 30 days. After that we may delete it, and we delete it sooner if you ask. Deleted data ages out of encrypted backups within 90 days, as described in the Privacy Policy.

Each party will defend the other against third-party claims arising from its own breach of these terms, and pay the resulting damages, penalties, and reasonable legal costs. For you, this covers in particular claims arising from: (a) a breach of your authority representation in the section on your data, meaning a company was connected without the authorization it requires; (b) your breach of the acceptable use section; or (c) your violation of law.

The party seeking protection will give the other prompt written notice of the claim. The party providing it controls the defense. Neither party may settle a claim in a way that admits liability for the other, or imposes obligations on the other, without that party’s consent.

The service is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. During early access we do not guarantee uptime, and synced data may lag or be temporarily unavailable. Figures presented by the service are derived from the connected accounting data and depend on its accuracy.

To the maximum extent permitted by law, Sprezza LLC will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or revenues, arising from your use of the service. Our total liability for any claim arising out of the service will not exceed the greater of the amounts you paid us in the twelve months before the claim (currently zero during free early access) and one hundred US dollars.

These limits do not apply to a party’s indemnification obligations, to a breach of confidentiality, to gross negligence or willful misconduct, or to liability that cannot be limited by law.

The provisions on ownership of Customer Data, confidentiality, indemnification, disclaimers, limitation of liability, governing law, the notice and contact provisions, and this survival section continue after termination, along with any payment obligations you incurred before termination.

These terms are governed by the laws of the State of Illinois, without regard to conflict-of-law rules. Any dispute arising out of these terms or the service will be resolved exclusively in the state and federal courts located in Illinois, and the parties consent to their jurisdiction.

If part of these terms is found unenforceable, the rest remains in effect. We may assign these terms in connection with a merger, acquisition, or sale of assets; you may not assign them without our consent, which we will not unreasonably withhold. These terms, the Privacy Policy, and any plan or invoice you agree to are the entire agreement between us and replace prior discussions. If they conflict, the plan or invoice controls for pricing, and these terms control otherwise. Not enforcing a provision is not a waiver of it.

Neither party is liable for delay or failure caused by events beyond its reasonable control, except for payment obligations.

Formal notice to us must be sent by email to hello@aboveboardhq.com with the subject line “Legal notice”, or by mail to Sprezza LLC at its registered agent address on file with the Illinois Secretary of State. Formal notice to you goes to the email address on your account. Notice is effective on receipt.

We may update these terms as the service evolves. Material changes will be communicated to active users by email with reasonable advance notice, and the “last updated” date above always reflects the current version. Continued use after changes take effect constitutes acceptance.

Questions about these terms: hello@aboveboardhq.com.